Review Time
First off, the interest rate has always been crazy high. So I find it humorous that they offer such high limits, it's almost like they want you to get trapped in debt. Another issue is paying online doesn't work with every bank. For some reason Tangerine in particular they always have issues. Also they treat every customer like a high risk delinquent regardless of the years you've been with them and your past history of paying off loans. Miss one payment and expect to be harassed by at least two different people and not trust you when you tell them you already put the (pending) payment in already the day after bouncing. Expect them to charge you extra fees too when this happens. It was so ridiculous this last time the fees they were adding on top was almost as big as the loan itself. Another annoyance is even if you try pay immediately like they are asking many credit cards don't work with their system. They'll be annoyed too and tell you it's declined, like it's your fault even if you have plenty of available credit. Cash Money is not worth the hassle but good in a tight temporary pinch. I don't know if they are like this Canada wide, but they are like this in Edmonton AB.
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