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Having been ripped off by a serficated fraudulent set up and been told by the bank that there was nothing that they could do. The money had been sent by me, so it was my fault. Contacted reclaimit cyber as I had nothing to loose and am happy to say that I got a full refund from the bank! This was money I thought that was lost for good. Refudee have been really good during the whole process and have kept me informed throughout this 'reclaimit cyber!'