Hello I'm Dan! A customer of Cash Money and would like to say I never ever experienced any problems and have been using their payday loan and graduated to be eligible to get a Line of credit with a decent limit even without having a good credit score. Except the interest rate for using a Cash Money Line of Credit is high being 34.99% for all customers regards of your credit criteria class. Yes! It's possible to get a Line of Credit even with poor credit score, I'm living proof of it right now. Thanks Cash Money for the Loan